Overview
Sustainability and value based banking is one of the driving factor for NMB bank, it is with this view point NMB bank has introduced “NMB Ujyalo Pariwar Bachat Khata”-a savings product variant which is targeted to the one house family members of the pensioners of energy sectors.
Eligibility
One house family members of “NMB Ujyalo Pension Bachat Khata” account holders (Up to 5 family members of each pension account holders)
Documentation
- Completely filled Personal Account Opening Form
- Copy of Citizenship Certificate
- One passport size photograph
- Product Declaration
- Pension Card of the immediate pensioners
- Appropriate relationship verifying documents with the pensioners
Features
- Minimum Balance: Nil
- Interest Rates:
Click Here - *Insurance Facility for 5 years (Up to 5 family members of each pension account holders): Coverage up to:
- NPR. 10 Lakh Accidental Death and Permanent Total Disability Insurance
- NPR. 10 Lakh 18 Critical Illness Insurance
- NPR. 1 Lakh Medical Insurance (80K- Hospitalization and 20K-Domiciliary)
- Free issuance/renewal of NMB Delight Debit Card for 1st 3 years
- Free issuance/renewal of Omni-channel banking for 1st 3 years
- Free issuance/renewal of NMB credit card for 1st 3 years
- Free interbank fund transfer for 3 years
- DEMAT – Free issuance/renewal for 1st 3 years
- Mero Share- Free for 1st 3 years
- Free ASBA
- Discounted rates on all “Sahuliyat Purna Karja”.
- Free link to NMB Recurring Deposit (NMB Mero Kramik Khata) for higher returns under recurring deposit plan
*Insurance Modality:
- In case of GPA and Critical Illness, 4-times of monthly average balance or up to NPR 1 Million whichever is lower
- In case of medical insurance coverage, 1/4th times of monthly average balance or up-to NPR. 100,000, whichever is lower
