Overview
Premium Super Talab Khata is a deposit product with unique features and benefits, which is especially designed to the salaried employees of organization/institution. Premium Super Talab Bachat Khata is also known as INSURANCE benefit and ZERO balance payroll account. This saving deposit product provides higher return in savings and equally provide maximum facilities.
Eligibility
- The organization must have opened current account in its name
- The applicant should be a Nepali Citizen or hold valid identity card in case of foreign nationals
- The applicant must have payroll account with us and salary has to be routed through our Bank.
Documentation
- Additional identity proof (e.g. employee id, driving license, voter ID card etc.) and
- Required documents from the company account
- Completely filled Company Account Opening Form
- Audited Financials for last one year
- Copy of MOA, AOA/Partnership deed
- Minute to open company account at NMB Bank
Features
Special Feature: No Charge on cash withdrawal from any ATM all over Nepal plus Accidental Insurance coverage of up to NPR. 10, 00,000 (in words: Ten Lakh only) and coverage for 18 critical illness up to NPR. 700,000 (in words: Seven lakh only) and Medical insurance coverage of upto NPR. 100,000 (in words: One lakh only)
| Basis | Features |
|---|---|
| Target group | Salaried employees of organization |
| Minimum Balance | Zero |
| Minimum Average Salary | Not Applicable |
| Interest Rate | https://nmb.com.np/interest-rate |
| Internet Banking | Free for First Year |
| Mobile Banking | Free for First Year |
| Debit/Delight Card | Free for First Year |
| Credit Card | Facility of Credit Card |
| Accidental Insurance | Coverage of uptoRs. 10 Lakhs for Accountholder |
| Critical Illness Insurance | Coverage of uptoRs. 7 Lakhs for Accountholder |
| Medical Insurance | Coverage of uptoRs. 1 Lakhs for Accountholder |
| ATM Cash withdrawal/Balance Enquiry | No charge for withdrawal and balance enquiry from Any Bank’s ATM terminal in Nepal |
| Balance certificate issuance fee | Free |
| Good for payment Cheque | Free |
| ASBA | Free |
Note:
Insurance Modality:
- In case of GPA, 4-times of weighted annual average balance or up to NPR 1 Million whichever is lower
- In case of Critical Illness, 4-times of weighted annual average balance or up to NPR 0.7 Million whichever is lower
- In case of Medical Insurance Coverage, ¼th times of weighted annual average balance or up to NPR 1 Lakh whichever is lower
