NMB Bank

Recent studies have shown that the rate of people being diagnosed with dreadful illnesses is increasing. Such illnesses can take mental and financial burden on one's life which has created awareness among people regarding importance of insurance coverage against such eventualities. Thus, this product provides competitive interest rate and financial coverage against such undesired eventualities/uncertainties.


Passport/ Related Document for Foreign Nationals

Citizenship For Nepali Citizen

  • Completely filled Personal Account Opening Form
  • Copy of Citizenship Certificate
  • One passport size photograph
  • Insurance Proposal & Letter of Understanding.Click here to download.

Special Features

Insurance Coverage up to weighted Annual Average Balances or NPR 1 Million whichever is lower in the event of Accidental Death, Permanent Total Disablement (PTD) resulting from accident caused by violent & visible means, or for 18 Critical Illnesses as mentioned below:

A) First Diagnosis of the below-mentioned Illnesses

  1. Cancer
  2. End Stage Renal Failure
  3. Multiple Sclerosis
  4. Benign Brain Tumour 
  5. Parkinson's Disease
  6. End Stage Liver Disease
  7. Alzheimer's Disease

B) Undergoing for the first time of the following surgical procedures

  1. Major Organ/Bone Marrow Transplant
  2. Heart Valve Replacement or Repair
  3. Coronary Artery Bypass Graft
  4. Surgery of Aorta

C) Occurrence for the first time of the following medical events more specifically described below:

  1. Stroke resulting in Permanent Symptom
  2. Paralysis
  3. Myocardial Infarction or Heart Attack
  4. Coma of Specified Severity
  5. Major Burns (at least 50% of body surface area)
  6. Total and Irreversible loss of hearing in both ears
  7. Total and Irreversible loss of speech


Other Features

  • Facility of either NMB Visa Delight Debit Card @NPR 500 or Regular Visa Debit Card @NPR 350 per year (Debit card restricted for minors’ accounts)
  • Free cash withdrawal from any Bank’s ATMs inside Nepal through NMB Visa Delight Debit Card
  • Facility of NMB Mobile Banking (only transaction alerts enabled in minors’ accounts)
  • Facility of NMB Internet Banking (Debit transaction restricted in minors’ accounts)
  • Facility of Demat Account Subscription
Rates & Fees

Interest Rate & Minimum Balance 


ADC Charges


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