Child Policy

Every parent has dreams for better education and successful life for their offspring. In this context, Life Insurance Companies offers specific life insurance product with the sole aim of providing a tool of having risk coverage of life and making future provision for the education, marriage and financial support for their child.
  • This is an endowment policy designed for child
  • Any age of child (After birth to 15 years) can be insured under this policy.
  • Parents Risk can be covered under this policy.
  • This policy helps parents to provide funds for child’s higher education and other necessities of child.
  • Risk of Parent (Either Father or Mother) can be covered under the child insurance policy. In this case, if proposer (Father or Mother) dies before the maturity, remaining premium shall be waived and child gets the full sum assured amount with total accumulated bonus at the time of Maturity.
  • At maturity, total sum assured with total accumulated bonus shall be paid by insurance company which can be used for the welfare of children such as higher education, business start etc.
  • Child of any age can be insured under this policy whereas the death coverage of child shall be deferred to 6-7 years of age depending upon insurance company.
  • The maximum limit of sum assured of child is 5 million.
  • Period of policy term shall be different under different plan of different insurance company.
CLICK HERE to compare child policy of various insurance companies


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