Atulya Bachat


Atulya Bachat is designed for those customers who wish to get good return on their deposits.

Minimum Balance: NPR 100
Interest Rate

  • High Interest rates on your savings. Interest in this account is calculated on a daily balance basis and capitalized on quarterly basis.
  • Combo of VISA debit card, internet banking and mobile banking offered at NPR 400 (only for first year) to help you utilize and experience fund transfer, bill payment, monitor your account from anywhere and anytime at your own comfort.
  • If customer does not opt for combo offer:
    Debit Cards charge is Rs. 1,250 (i.e. Rs. 250 per year). For lump sum payment customers shall get discount of Rs. 250 (i.e. Issuance charge of Rs. 1,000)
    Mobile Banking Charge : Rs. 200 per year
    Internet Banking : Rs. 250 per year
  • 365 Days Banking Facility in selected branches (Kantipath and Sitapaila) at your service.
  • Credit card and locker facilities for your advanced banking needs.
  • Payment of PSTN & post-paid mobile bills comfortably.
  • Free Cheque Book for your cash withdrawals.
  • Free Any Branch Banking Service (ABBS) free up to NPR 100K for your convenience.
  • Free Account Statement to monitor your accounts.
  • No charges on cash withdrawal and balance inquiry from NMB ATMs.
  • Unlimited Deposit and Withdrawal facility to give you the ease in experiencing banking services.
  • 24/7 access to cash through ATM Network so that your funds can be easily obtained in the time of need in a secured place.
  • Completely filled Personal Account Opening Form
  • Copy of Citizenship Certificate
  • One passport size photograph

(All the deposit accounts opened at NMB Bank Limited are insured by Deposit and Credit Guarantee Corporation of Nepal up to NPR 200,000 per account holder)